| 2026-07-01 |
FI |
General |
General |
1.0% |
Systemic risk buffer, Country-wide exposures, Macroprudential policy |
| 2025-07-01 |
AT |
General |
General |
1.0% |
Sectoral systemic risk buffer, Commercial real estate exposures, Austrian institutions |
| 2025-06-30 |
IT |
General |
General |
1.0% |
Sectoral systemic risk buffer, Domestic credit risk, Counterparty credit risk |
| 2025-06-19 |
FR |
Sectoral |
Other |
3.0% |
Sectoral systemic risk buffer, De-activation, Risk reduction |
| 2025-05-01 |
DE |
Sectoral |
Real Estate (CRE & RRE) |
2.0% |
Sectoral systemic risk buffer, Residential real estate, Cyclical risks, Credit demand stabilization |
| 2025-01-01 |
CZ |
General |
General |
0.5% |
General systemic risk buffer, Economic openness, Energy transformation, Cyber risk |
| 2025-01-01 |
SI |
Sectoral |
Residential Real Estate (RRE) |
1.0% |
Sectoral systemic risk buffer, Retail exposures, Residential property collateral |
| 2025-01-01 |
HR |
General |
General |
1.5% |
Systemic risk buffer, Country-wide exposures, Croatian institutions |
| 2024-12-31 |
NO |
General |
General |
4.5% |
Systemic risk buffer, Norwegian institutions, Broad application |
| 2024-12-06 |
SE |
General |
General |
3.0% |
Systemic risk buffer, Targeted institutions, Risk reduction |
| 2024-12-05 |
IS |
General |
General |
3.0% |
Systemic risk buffer, Country-wide exposures, Risk reduction |
| 2024-10-09 |
LT |
Sectoral |
Real Estate (CRE & RRE) |
2.0% |
Sectoral systemic risk buffer, Residential real estate risk, Borrower-based measures, Financial sector resilience |
| 2024-10-01 |
PT |
Sectoral |
Residential Real Estate (RRE) |
4.0% |
Sectoral systemic risk buffer, Retail exposures, Residential property collateral, Portuguese exposures |
| 2024-07-01 |
HU |
Sectoral |
Commercial Real Estate (CRE) |
2.0% |
Institution-specific systemic risk buffer, Commercial real estate exposures, Systemic risk contribution |
| 2024-06-30 |
DK |
Sectoral |
Real Estate (CRE & RRE) |
7.0% |
Sectoral systemic risk buffer, Real estate companies, Lending growth, Macroeconomic conditions |
| 2024-04-01 |
DE |
Sectoral |
Residential Real Estate (RRE) |
2.0% |
Sectoral systemic risk buffer, Residential real estate collateral, German exposures |
| 2023-12-07 |
BG |
General |
General |
3.0% |
Systemic risk buffer, Country-wide exposures, Bulgarian institutions |
| 2023-09-25 |
LI |
Sectoral |
Real Estate (CRE & RRE) |
1.0% |
Systemic risk buffer, Retail exposures, Residential property collateral, Commercial property collateral |
| 2023-03-28 |
MT |
General |
General |
1.5% |
Sectoral systemic risk buffer, Retail exposures, Residential property collateral, Phased implementation |
| 2023-01-01 |
SI |
Sectoral |
Other |
0.5% |
Sectoral systemic risk buffer, Retail exposures, Other exposures |
| 2019-01-01 |
DK |
General |
General |
3.0% |
Systemic risk buffer, Systemically important institutions, Tiered application |
| 2018-01-01 |
PL |
General |
General |
3.0% |
Systemic risk buffer, Country-wide exposures, Polish exposures |
| 2017-03-01 |
RO |
Sectoral |
Other |
1.0% |
Systemic risk buffer, De-activation, Exposure-based calculation |