| Austria |
N/A |
No |
|
|
| Belgium |
N/A |
No |
LTV for buy-to-let purposes: 80%, tolerance of 10% (with 0% over 90%).\nLTV for owner-occupied purposes: 90%, tolerance for first time buyers of 35% (with 5% over 100%) and tolerance for others of 20% ... |
|
| Bulgaria |
N/A |
No |
|
|
| Croatia |
N/A |
No |
|
Hrvatska Narodna Banka enforced a 90% LTV limit with up to 20% of new loans allowed to exceed this limit. Of these exemptions, at least 75% of loans must be granted to consumers purchasing their prima... |
| Cyprus |
N/A |
No |
|
|
| Czech Republic |
N/A |
No |
|
The Czech National bank has set a LTV of 90% for consumer credit secured by residential property for financing the purchase of owner-occupied residential property of an applicant who is under the age ... |
| Denmark |
N/A |
No |
|
|
| Estonia |
N/A |
No |
|
|
| Finland |
N/A |
No |
|
The Board of the Financial Supervisory Authority (FIN-FSA) will lower the loan cap for residential mortgage loans other than first-home loans by five percentage points, to the pre-pandemic level of 85... |
| Greece |
N/A |
No |
|
|
| Hungary |
N/A |
No |
|
|
| Iceland |
N/A |
No |
|
|
| Ireland |
N/A |
No |
|
|
| Latvia |
N/A |
No |
|
|
| Liechtenstein |
N/A |
No |
|
|
| Lithuania |
N/A |
No |
|
|
| Luxembourg |
N/A |
No |
|
|
| Malta |
N/A |
No |
|
|
| Netherlands |
N/A |
No |
|
|
| Norway |
N/A |
No |
|
|
| Poland |
N/A |
No |
|
|
| Portugal |
N/A |
No |
|
|
| Romania |
N/A |
No |
|
|
| Slovakia |
N/A |
No |
|
|
| Slovenia |
N/A |
No |
|
|
| Sweden |
N/A |
No |
|
|