| BG |
2026-03-31 |
2027-04-01 |
2.25% |
Credit growth, Household lending, Housing loans, Consumer loans |
2.00% |
Increase |
+0.25% |
| HR |
2025-12-05 |
2027-01-01 |
2.00% |
Financial cycle expansion, Credit activity, Real estate price growth, Household lending, Corporate lending |
1.50% |
Increase |
+0.50% |
| BE |
2025-10-16 |
2026-07-01 |
1.25% |
Sectoral systemic risk buffer, Mortgage loan portfolios, Countercyclical capital buffer, Financial cycle acceleration |
1.00% |
Increase |
+0.25% |
| GR |
2025-10-06 |
2026-10-01 |
0.50% |
Cyclical systemic risks, Credit-to-GDP gap, Credit growth, Non-financial corporations, Residential real estate prices |
0.25% |
Increase |
+0.25% |
| ES |
2025-09-29 |
2026-10-01 |
1.00% |
(No targeted risks or regulatory intent identified) |
0.50% |
Increase |
+0.50% |
| PL |
2025-09-25 |
2026-09-30 |
2.00% |
Capital adequacy, Macroprudential policy, Cyclical risk, External shocks, Countercyclical capital buffer |
1.00% |
Increase |
+1.00% |
| CY |
2025-01-10 |
2026-01-14 |
1.50% |
Cyclical systemic risks, Quantitative analysis, Qualitative analysis, Increased cyclical risks |
1.00% |
Increase |
+0.50% |
| PT |
2024-12-30 |
2026-01-01 |
0.75% |
Countercyclical capital buffer activation, Financial cycle, Cyclical systemic risks, Systemic shocks, Lending capacity |
0.00% |
Activation |
+0.75% |
| GR |
2024-10-07 |
2025-10-01 |
0.25% |
Cyclical systemic risks, Credit-to-GDP gap, Residential real estate prices, Credit to non-financial corporations |
0.00% |
Activation |
+0.25% |
| ES |
2024-09-23 |
2025-10-01 |
0.50% |
Cyclical systemic risks, Intermediate risk level, Monitoring framework |
0.00% |
Activation |
+0.50% |