COUNTRY ANNOUNCEMENT IMPLEMENTATION CURRENT_RATE JUSTIFICATION PREVIOUS_RATE DECISION CHANGE
LT 2026-07-21 2027-08-01 1.25% Cyclical systemic risks, credit growth, real estate market, lending dynamics 1.00% Increase +0.25%
CZ 2026-06-04 2027-07-01 1.50% Financial cycle expansion, bank loans, household credit, consumption credit 1.25% Increase +0.25%
BG 2026-03-31 2027-04-01 2.25% Lending conditions, credit growth, housing loans, consumer loans 2.00% Increase +0.25%
HR 2025-12-05 2027-01-01 2.00% Financial cycle expansion, credit activity, real estate price growth, household lending 1.50% Increase +0.50%
BE 2025-10-16 2026-07-01 1.25% Sectoral systemic risk buffer, mortgage loan portfolios, financial cycle acceleration, countercyclical capital buffer 1.00% Increase +0.25%
GR 2025-10-06 2026-10-01 0.50% Cyclical systemic risks, credit growth, non-financial corporations, residential real estate prices 0.25% Increase +0.25%
ES 2025-09-29 2026-10-01 1.00% (No relevant keywords found) 0.50% Increase +0.50%
PL 2025-09-25 2026-09-30 2.00% Capital adequacy, macroprudential policy, cyclical risk, external shocks 1.00% Increase +1.00%
CY 2025-01-10 2026-01-14 1.50% Cyclical systemic risks, quantitative analysis, cyclical risk indicators, composite systemic cyclical risk indicator 1.00% Increase +0.50%
PT 2024-12-30 2026-01-01 0.75% Early CCyB activation, financial cycle, cyclical systemic risks, systemic shocks 0.00% Activation +0.75%