COUNTRY ANNOUNCEMENT IMPLEMENTATION CURRENT_RATE JUSTIFICATION PREVIOUS_RATE DECISION CHANGE
CZ 2026-06-04 2027-07-01 1.50% Credit growth, household lending, real estate, financial cycle expansion 1.25% Increase +0.25%
BG 2026-03-31 2027-04-01 2.25% Credit growth, household lending, consumer loans, favourable lending conditions 2.00% Increase +0.25%
HR 2025-12-05 2027-01-01 2.00% Credit growth, real estate prices, cyclical vulnerabilities, household lending 1.50% Increase +0.50%
BE 2025-10-16 2026-07-01 1.25% Sectoral buffer, mortgage loans, countercyclical buffer, financial cycle acceleration 1.00% Increase +0.25%
GR 2025-10-06 2026-10-01 0.50% Cyclical systemic risks, credit growth, real estate prices, credit-to-GDP gap 0.25% Increase +0.25%
ES 2025-09-29 2026-10-01 1.00% (No relevant keywords found) 0.50% Increase +0.50%
PL 2025-09-25 2026-09-30 2.00% Capital adequacy, macroprudential policy, cyclical risk, external shocks 1.00% Increase +1.00%
CY 2025-01-10 2026-01-14 1.50% Cyclical systemic risks, quantitative analysis, credit growth, Cyprus 1.00% Increase +0.50%
PT 2024-12-30 2026-01-01 0.75% Countercyclical capital buffer, financial cycle, systemic shocks, lending 0.00% Activation +0.75%
GR 2024-10-07 2025-10-01 0.25% Cyclical systemic risks, real estate prices, credit growth, credit-to-GDP gap 0.00% Activation +0.25%