COUNTRY ANNOUNCEMENT IMPLEMENTATION RATE JUSTIFICATION
HR 2025-12-05 2027-01-01 2.00 Credit growth, real estate prices, cyclical vulnerabilities
BE 2025-10-16 2026-07-01 1.25 Sectoral systemic risk buffer, mortgage loan portfolios, countercyclical capital buffer, financial cycle acceleration
GR 2025-10-06 2026-10-01 0.50 Cyclical systemic risks, credit-to-GDP gap, credit growth, residential real estate prices
ES 2025-09-29 2026-10-01 1.00 N/A (No targeted risks or regulatory intent identified)
PL 2025-09-25 2026-09-30 2.00 Banking sector capital, macroprudential policy, cyclical risk, external shocks, countercyclical capital buffer
CY 2025-01-10 2026-01-14 1.50 Cyclical systemic risks, quantitative analysis, qualitative analysis, composite systemic cyclical risk indicator
PT 2024-12-30 2026-01-01 0.75 Cyclical systemic risks, financial cycle, systemic shocks, lending
GR 2024-10-07 2025-10-01 0.25 Cyclical systemic risks, credit-to-GDP gap, residential real estate prices, credit to non-financial corporations
ES 2024-09-23 2025-10-01 0.50 Cyclical systemic risks, monitoring framework, indicator percentiles, standard cyclical risk
PL 2024-09-18 2025-09-25 1.00 Banking sector capital, macroprudential policy, cyclical risk, external shocks, countercyclical capital buffer