| 2026-08-01 |
LT |
Debt-service-to-income (DSTI) |
Not active |
Debt service-to-income ratio, interest rate floor, credit risk |
| 2026-08-01 |
LT |
Loan-to-value (LTV) |
Not active |
Loan-to-value ratio, first-time buyers, property ownership, down payment requirements |
| 2026-04-01 |
CZ |
DTI |
Is currently applicable |
Debt-to-income ratio, investment property, residential property, credit risk |
| 2026-04-01 |
CZ |
Loan-to-value (LTV) |
Is currently applicable |
Loan-to-value ratio, investment property, residential property, collateral requirements |
| 2026-03-26 |
MT |
Debt-service-to-income (DSTI) |
Is currently applicable |
Debt service coverage ratio, legal persons, real estate lending, buy-to-let |
| 2025-09-02 |
HU |
Debt-service-to-income (DSTI) |
Is currently applicable |
Income threshold, debt service-to-income ratio, loan limits, credit lines |
| 2025-09-02 |
HU |
Loan-to-value (LTV) |
Is currently applicable |
Loan-to-value ratio, first-time buyers, age limit, property registry |
| 2025-07-01 |
AT |
Debt-service-to-income (DSTI) |
Is currently applicable |
Debt service-to-income ratio, binding measure, non-binding measure, credit policy |
| 2025-07-01 |
HR |
Debt-service-to-income (DSTI) |
Is currently applicable |
Debt service-to-income ratio, housing loans, non-housing loans, loan exemptions |
| 2025-07-01 |
HR |
Loan maturity |
Is currently applicable |
Loan maturity, housing loans, real estate collateral, non-housing loans |